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The Ocean’s Wrath: Whaling and the Sinking of the Essex

From the latter years of the 1700s until the middle of the 1800s, hundreds of ships sailed from American ports, like Nantucket, to hunt the largest creatures in the ocean: whales. The ships sought out an oceanic commodity as valuable as gold, the oil derived from the whales’ blubber.  Every year, these ships decimated entire pods […]

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Salt Lake City skyline Utah at night

What Can Keep Utah’s Landscapes Thriving?

  Localscaping is the local government’s solution to sustainable gardening in Utah. The primary goal is to create a landscaping approach that takes the complexity of landscape design and simplifies it to create landscapes that thrive in Utah’s semi-arid, desert-like climate. The collective landscaping choices of Utah’s residents comprise of styles from places with vastly

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Is It A Good Idea to Use a Personal Loan to Pay Off Your Credit Card?

There are certain scenarios when taking on more debt is sensible, and one of these is to pay off the debt you’ve racked up in your credit card. Taking out a personal loan for paying off credit card debt is akin to moving your money around strategically, but you will still have debt somewhere. You’re

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Filter ‘Em Out: 3 Home-Buying Pointers Everyone Hears, but Should Ignore

If you’re eyeing to buy a house soon, chances are you’ve been hearing many pieces of advice since the time you decided to go for it. For sure, you have a friend or two telling you to do this and that to bump up your credit score. Your in-laws have also probably recommended that you

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What Do Lenders Look At When Calculating Your Mortgage Interest Rate?

Just like you, everyone is always shopping around for lenders in Utah with the lowest housing loan rates in Ogden. But, have you ever stopped to wonder how lenders determine what interest rate to charge you? If not, jump right into this article to learn how they do it. Credit score Lenders look at your

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